Real Estate

After many years of specializing in real estate settlements, House of Townsend, P.A. is prepared to assist you with the skills necessary for a smooth transaction.

The process of buying or selling a home can be filled with legal hurdles and complications. That’s why the experienced team at House of Townsend, P.A. is here to guide you through each step.

Purchases

Are you buying a home or rental property? House of Townsend, P.A. has conducted thousands of settlements and our service is second to none. Allow our years of experience, accessible attorneys, and knowledgeable staff make the purchasing process enjoyable.

Refinances

Refinancing can be very overwhelming. The experienced staff and attorneys at House of Townsend, P.A. have conducted thousands of Refinances and can assist you with yours.

Deed Preparation

Do you have a situation that has triggered the need for a new deed? Such as:

Death of a spouse or joint owner
Marriage or divorce
Estate planning concerns such as a Life Estate deed
Transferring property into or out of a Trust
Transferring property into or out of an LLC or Corporation
Adding a joint owner
Gifting of a property
Distribution from an Estate or Trust

We understand the consequences of re-titling real property and we can educate you on the entire process, answer any questions along the way and help you complete your deed preparations in a timely and thorough manner.

Contract Review

When it comes to real estate contracts, you’ll want your legal expert to review it for you first.

“I recently had the pleasure of working with Veronica Townsend, and I couldn’t be more impressed. From start to finish, everyone in the office demonstrated the utmost professionalism and ethical standards. Their responsiveness was remarkable; every question I had was answered promptly and thoroughly. What truly sets Veronica apart is her dedication to ensuring a smooth process for everything she does, from real estate settlements, to LLC setups, to the Estate Planning. She goes above and beyond for my clients, to make sure they understood every step and felt confident in all their decisions. It’s rare to find someone who combines such expertise with a genuine commitment to their clients. If you’re looking for an attorney who is not only knowledgeable but also truly cares about your needs, I highly recommend Veronica and the office staff at House of Townsend!”

From our clients

– Allison Foshee, Realtor®

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Frequently Asked Questions

Most lenders require that a survey is done. However, even if you do not have a lender, a survey is important because it will reveal whether or not the property you are purchasing is encroaching into municipality setbacks or into surrounding properties. Likewise, it will reveal any encroachment issues (i.e. trees, driveways, sidewalks, fences, out buildings).
Title insurance rates are regulated by the Insurance Commissioner in Delaware. Therefore, the cost is the same no matter which title insurance company you use. Lenders require that you purchase title insurance for the lender based on the loan amount. Owner’s title insurance is based upon the contract price. Title insurance is very important because it protects your ownership interest in the property. Once settlement is over and you have purchased the property, any title issues become yours. Title searches can only reveal so much and title insurance can cover you for title defects that are not apparent from a title search. These defects include mechanic’s liens (for unpaid contractors and subcontractors), fraudulent conveyances, errors in notary clauses, etc.
No. Any funds required for settlement are required in the form of a wire into our escrow account prior to settlement. Wiring instructions are included in the initial letter from our office.
If you are a Seller and do not wish to attend closing, then you may contact our office to arrange to have all of your documents signed, notarized, and returned to us prior to the settlement date. You may also grant someone else a specific power of attorney to sign settlement documents in your place. Most Buyers attend settlement. If you are a Buyer and your Lender gives permission, you may also contact our office to settle by mail or by power of attorney.
Yes. You will need to provide a copy of your Trust agreement to our office prior to settlement. If your Trust permits it, then you may buy/sell property in the name of your Trust. If you are a Buyer, you should always ask your lender first.